The State of Medicare Eligibility in Florida



Medicare Florida offers a lot of benefits for Florida residents who have Medicare Florida eligibility . As a rule, Medicare is available to eligible United States citizens and permanent legal residents who turned sixty-five or older including those in Florida. Disabled workers and their spouses are also entitled to it even if they are under the age of 65. Medicare can provide payment for a number of healthcare services with coverage in two parts: Part A (hospital insurance) and Part B (medical insurance). Also available is the Medicare managed care which is widely known as Medicare Advantage.

After Florida promulgated the Affordable Care Act (ACA), its provisions made Medicare even more beneficial to qualified residents than before. It has made preventive care free of cost to senior citizens and those with disabilities. Thousands of Medicare eligible Floridians have taken advantage of these benefits to stay healthy like never before.

From the data gathered from the Centers for Medicare and Medicaid Services (CMS) in Florida, a total of 3,968,885 beneficiaries were registered in the Medicare program in 2015. Out of this total, the residents subscribing to the Medicare Advantage Plan number to 1,601,277 guaranteeing themselves the same coverage contained in the Original Medicare, Part A and Part B. Still in 2015, the number of Florida residents who had their Medicare prescription drugs paid for by means of the stand-alone Medicare Part D Prescription Drug Plan (PDP) is 1,401,435. Then there are 1,518,812 beneficiaries whose medications and Original Care assistance are both covered by the Medicare Advantage Prescription Drug (MAPD) plan. You can contact a licensed representative of a health insurance agency for a personalized service at no extra cost.

You are automatically listed in Original Medicare once you become eligible for Medicare but you can choose to go for Medicare Advantage. You can find out more about these plans from health insurance firm agents. For instance, Medicare Advantage also offers dental, hearing and vision services, lower coinsurance outlays, lesser copayments, and reduced costs versus paying for Medicare and supplemental plans. On the other hand, the Medicare Supplement Plan or Medigap is provided by private insurance companies to help you settle your out-of-pocket costs for services done under Original Medicare.

Residents of Florida can shop for the ideal plan based on their needs, budget, returns of each plan, and the network of providers on tap. Health insurance agency licensed representatives can assist you in understanding the difference among the plans so you can pick the most practical policy that meets your requirements. Agents working in Florida are on hand 24 hours a day/7 days a week for a more personalized service.